Current Loan Rates

Rates Effective:March 31, 2008

LOAN TYPE
 
APR *
TERM
PERSONAL $7500 MAX
-
11.25%-15.25%
54 MONTHS MAXIMUM
LINE OF CREDIT $7500 MAX
-
12.25%-16.25%
54 MONTHS MAXIMUM
EDUCATION
-
8.00%
12 MONTHS
HOLIDAY
$1500 MAX
-
9.50%
12 MONTHS
A+ Loan
$15,000 MAX
-
5.99%
60 MONTHS
NEW AUTO
FINANCING
APR *
TERM
MONTHLY PMT EXAMPLE
100%
5.00%
48 MONTHS
$23.46/$1000
90%
5.00%
48 MONTHS
$23.55/$1000
80%
5.00%
48 MONTHS
$23.24/$1000
 
100%
5.00%
60 MONTHS
$19.66/$1000
90%
5.00%
60 MONTHS
$19.43/$1000
80%
5.00%
60 MONTHS
$19.20/$1000
 
100%
5.00%
72 MONTHS
$17.03/$1000
90%
5.00%
72 MONTHS
$16.91/$1000
80%
5.00%
72 MONTHS
$16.79/$1000
USED AUTO LESS THAN 3 YRS OLD
FINANCING
APR *
TERM
MONTHLY PMT EXAMPLE

90%

5.50%
36 MONTHS
$30.17/$1000
"A" RANGE BEACON SCORE
 
90%
6.50%
36 MONTHS
$30.62/$1000
 "B" RANGE BEACON SCORE
 
90%
7.50%
36 MONTHS
$31.07/$1000
 "C" RANGE BEACON SCORE
 
90%
8.50%
36 MONTHS
$31.53/$1000
"D" RANGE BEACON SCORE
 
90%
9.50%
36 MONTHS
$31.99/$1000
"E" RANGE BEACON SCORE
 
80%
5.00%
36 MONTHS
$29.95/$1000
 
80%
6.00%
48 MONTHS
$23.46/$1000
SECOND MORTGAGE
LOAN-TO-VALUE
RATIO
APR *
TERM
 
80%
6.00%
59 MONTHS OR LESS
UP TO $50,000
 
80%
6.50%
59 MONTHS TO 12 YEARS
UP TO $50,000
 
75%
6.50%
UP TO 15 YEARS
OVER $50,000
 
HOME EQUITY LINE OF CREDIT
LOAN-TO-VALUE
RATIO
APR *
TERM
 
80%
3 year draw
rate=prime rate (call cu for up to date rate information)
10 YEARS

* APR is the Annual Percentage Rate

 

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