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Current Loan Rates
Rates Effective:March 31, 2008
| LOAN
TYPE |
|
APR
* |
TERM |
| PERSONAL
$7500
MAX |
-
|
11.25%-15.25%
|
54
MONTHS MAXIMUM |
| LINE OF CREDIT
$7500
MAX |
-
|
12.25%-16.25%
|
54
MONTHS MAXIMUM |
| EDUCATION |
-
|
8.00%
|
12
MONTHS |
HOLIDAY
$1500
MAX |
-
|
9.50%
|
12
MONTHS |
A+ Loan
$15,000
MAX |
-
|
5.99%
|
60
MONTHS |
| NEW
AUTO
|
|
FINANCING |
APR
* |
TERM |
MONTHLY
PMT EXAMPLE |
| 100% |
5.00%
|
48
MONTHS |
$23.46/$1000
|
| 90% |
5.00%
|
48
MONTHS |
$23.55/$1000 |
| 80% |
5.00%
|
48
MONTHS |
$23.24/$1000 |
| |
| 100% |
5.00%
|
60
MONTHS |
$19.66/$1000 |
| 90% |
5.00%
|
60
MONTHS |
$19.43/$1000 |
| 80% |
5.00%
|
60
MONTHS |
$19.20/$1000 |
| |
| 100% |
5.00%
|
72
MONTHS |
$17.03/$1000 |
| 90% |
5.00%
|
72
MONTHS |
$16.91/$1000 |
| 80% |
5.00%
|
72
MONTHS |
$16.79/$1000 |
| USED
AUTO LESS THAN 3 YRS OLD |
|
FINANCING |
APR
* |
TERM |
MONTHLY
PMT EXAMPLE |
| 90% |
5.50%
|
36
MONTHS |
$30.17/$1000
|
| "A"
RANGE BEACON SCORE |
|
|
| 90% |
6.50%
|
36
MONTHS |
$30.62/$1000 |
| "B"
RANGE BEACON SCORE |
|
|
| 90% |
7.50%
|
36
MONTHS |
$31.07/$1000 |
| "C"
RANGE BEACON SCORE |
| |
| 90% |
8.50%
|
36
MONTHS |
$31.53/$1000 |
|
"D" RANGE BEACON SCORE |
| |
| 90% |
9.50%
|
36
MONTHS |
$31.99/$1000 |
| "E"
RANGE BEACON SCORE |
| |
| 80% |
5.00%
|
36
MONTHS |
$29.95/$1000 |
| |
| 80% |
6.00%
|
48
MONTHS |
$23.46/$1000 |
| SECOND
MORTGAGE |
LOAN-TO-VALUE
RATIO |
APR
* |
TERM |
|
|
80% |
6.00%
|
59
MONTHS OR LESS |
| UP
TO $50,000 |
| |
80% |
6.50%
|
59
MONTHS TO
12
YEARS |
| UP TO $50,000
|
| |
75% |
6.50%
|
UP TO
15
YEARS |
| OVER $50,000 |
| |
| HOME
EQUITY LINE OF CREDIT |
LOAN-TO-VALUE
RATIO |
APR
* |
TERM |
| |
80% |
3 year draw
rate=prime rate
(call cu for up to date rate information) |
10
YEARS |
|
* APR is the Annual Percentage Rate

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