Privacy Statement
| Your
Privacy is our #1 Concern |
| The Unites States Congress recently passed a law called
the Gramm-Leach Bliley Act. As part of the new law, financial
service providers are required to tell their customers
(and members) how their personal information will be treated.
We agree that our members should know how information
about them is being used. |
Information That We Collect About You
Nonpublic personal information means information about you
that we collect when providing a financial product or service
to you. It does not include information that is available
from public sources, such as telephone directories or government
records.
We collect non-public, personal information about you from
the following sources:
- Application forms used to open your membership share account,
share draft account, IRA, obtain loans or other services
from our credit union.
- Information created as a result of you being a member
of our credit union. This includes the account numbers and
transactions that have occurred on these accounts or loans
you have with us.
- Credit reporting agencies.
- Other sources to verify the information that you provide
on an application form.
Our Privacy Disclosure Policy
A non-affiliated third party is a company that is not an
affiliate of ours.
- We do not disclose the nonpublic personal information
of our current or former members, or others that have had
a relationship with us, with any nonaffiliated third parties
except as permitted or required by law (for example, to
reputable credit reporting bureaus.
- We restrict access to your personal information to only
those employees and others that perform services for the
Internal Revenue Federal Credit Union who legitimately require
the data for a specific business reason.
How We Protect Your Information
Only our employees or other authorized individuals will have
access to information about you and only to the extent that
they have a specific business need for the information. We
prohibit our employees or other individuals from giving this
information to anyone else in a manner that would violate
the law or our privacy policy.
As a credit union member, you will always have the opportunity
to review your information and make necessary changes to ensure
that our records are complete and accurate.
We maintain physical, electronic and procedural safeguards
that comply with federal regulations to guard your nonpublic
personal information.
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